Wallets

User Stories - Dollar Wallet

• Dollar Wallet

  • As a user, I want to view my dollar wallet balance on the homepage with the option to hide or view it for privacy.

• Fund Card

  • As a user, I want to fund my dollar card from my dollar wallet.

  • As a user, I want to confirm the top-up with my transaction PIN to ensure.

• Convert Currency

  • As a user, I want to convert my dollar balance to Naira quickly and easily.

  • As a user, I want to see the equivalent Naira amount immediately as I enter the dollar amount.

• Recent Transactions

  • As a user, I want my recent transactions to update dynamically based on the wallet I am viewing (Naira or Dollar).

• Quick Payment Icons

  • As a user, I want the quick payment icons (e.g., airtime, data, electricity, TV) to fade out when I switch to my dollar wallet to indicate their unavailability for dollar transactions.

• My Cash Crew Section

  • As a user, I want the "My Cash Crew" section to fade out when I switch to my dollar wallet to indicate the change in the wallet context.

User Stories - Loan Wallet

• Loan wallet creation

  • As a user, I want to create an employee loan wallet by first indicating if I am an employee.

  • As a user, I want to select my company from a dropdown list of partnered companies.

  • As a user, I want to suggest my company for partnership if it's not listed, with an option to stay anonymous.

• Verify Account Eligibility

  • As an employee, I want to verify my account eligibility by providing my role, office ID, and offer letter.

  • As a user, I want to see an account verification pending screen while my details are being verified.

  • As a user, I want to be notified via email and in-app once my account is verified.

• Loan Request

  • As an eligible user, I want to see my account balance based on the number of days I've worked.

  • As a user, I want to request a loan if I have worked for at least 10 days.

  • As a user, I want to enter the loan amount (up to half of my salary) and submit my loan request after accepting the terms and conditions.

  • As a user, I want to see my loan status updated to pending payment approval in the notification screen.

• Loan Disbursement

  • As a user, I want to be credited immediately once the loan is approved and funds are available in my loan wallet or desired wallet.